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Future Direction of American
Health Care
PHILADELPHIA
(By Hosea McAdoo, Opednews.com)
December 8, 2008
―
President elect Barack Obama has
requested input from health care
providers about future directions in
health care. This is my response:
I am a physician who has been
involved in private health care as
well as short stints in VA and Navy
medicine. During my career over
thirty years I have seen Medicare
evolve, seen the resistance to both
Medicare and Medicaid. I have seen
medicine change from being
physician-centered to
business-centered.
With the new medicine I have seen
costs soar, malpractice become an
industry and seen many patients —
not clients
—
find it impossible to get any kind
of care. This in spite of the
frightening misinformation presented
by both President Bush and McCain's
health care adviser that all
Americans really have health
insurance by just going to emergency
rooms. When leaders give such
atrocious advice it is clear why
America is near the bottom ranking
in health care.
During the campaign McCain made a
statement that we don't want health
care like Sweden, that is
socialized. This is another
incredibly stupid remark as Sweden
and other European countries have
some of the best health care in the
world and provide it at a cost far
less than America. Remember, a
socialized system seems to work for
President Bush, Vice President
Cheney and Sen. McCain since they go
to the National Naval Medical Center
or similar hospitals and seem to
like it. They just don't want the
rest of us to have it.
The incredible controversy about
"socialized medicine" is a false
argument revealing little
understanding of health care
delivery here and abroad. The word
"socialized" is used more for it's
emotional charge than as a part of
logical argument. It is true that
the UK is very close to socialized,
but provides excellent medicine in
spite of the slander about long
waits etc. Have you tried to get an
appointment with a new primary care
physician or specialist? Note, the
UK far out ranks our system in
bottom-line results, much better
than America. Canada has a system
similar in many ways to our Medicare
and also provides better care than
we do and far less cost but is not
socialized at the level of delivery.
There is freedom of choice. Unlike
Medicare, each province manages it's
own system although they are quite
similar and care is given across
Canada. There seems to be much
dislike for the Canadian system in
America, but Canadians almost
universally like the system with far
fewer complaints than here. The
misinformation about these other
systems seems to be very common in
those who accept whatever rumor is
being spread.
In America, we have the potential
for giving excellent care but our
main failure is cost and the
inability to give care for all. We
also have too few physicians and
nurses and they are allocated in
inefficient ways. Physician
reimbursement always seems to be a
place to shave costs, but when the
costs of education and the number of
hours of work, office overhead and
malpractice insurance costs are
factored in, reimbursement may be
one reason many students choose
fields with "gimmicks" that make
time more valuable such as endoscopy
and surgery. This leaves primary
care and other fields that bill by
time rather than by procedure in
worsening straits.
Many people have told me that they
don't want government interference
in their choice of a physician. A
moments thought will reveal the
absurdity of this view. Medicare
allows almost total choice of
physician and choice of hospital
where that physician is on staff.
Private insurance will give you a
book of preferred providers,
actually should be called, "if you
don't go here we won't pay and may
not anyway."
I do not trust government to run
things but we are already socialized
in many aspects from our military,
police, fire protection, highways,
FAA, the VA system and education as
well as in many others. Most of
these work reasonably well and it us
unlikely that private industry can
do better and still provide for
stock holders and high salaries.
Medicare operates with an overhead
of about 3% while private insurance
with it's various rules, uncertain
payment and limited physician choice
charge about 30%. That's ten times
as much. This means that for each
health care dollar under Medicare
$.27 more is available for patient
care and better provider
reimbursement and lower cost
overall. Just look at the Medicare
Advantage boondoggle to see how
private insurance milks the system,
something Medicare can do far
cheaper.
My recommendations are :
1. Much more use of Nurse
practitioners and Physician
assistants. Their schooling is
shorter and cheaper. They seem to be
more compulsive with exams and
protocols. This would build the base
of primary care, I do think they
should operate with some physician
guidance as their training is less
extensive in diagnosis and treatment
of less common problems.
2. Anything short of a single payer
system will fail. We can pussyfoot
around trying this and that to
continue the welfare to insurance
companies but these 30% gifts will
continue to break the system,
restrict access, fail to cover
pre-existing illness, limit
physician choice and force higher
office overhead and cost physician
time dealing with 3000 plus
providers. I understand that telling
the insurance companies bye bye will
be hard for our indebted and
spineless politicians. It only makes
sense to model ourselves after
systems that work and work well--
rather than sticking to a system we
know is broken just to make life
easier for a few at the expense of
the people. (I know. that's how
politics works but it is time for
change!)
3. Cost, that is a problem. We can
see instantly a 27% savings by going
to a Medicare system and that alone
will come close to covering all
those now left out. There will be
cost savings to physicians by
lowering overhead now taken by large
insurance departments, accounts
payable and stumbling blocks used by
companies to avoid or delay payment.
When used properly, Medicare is
amazingly smooth and fast- paying
and since private insurance usually
is tied to Medicare Usual and
Customary payments, the payments are
similar.
At present, money flows into the
health care system from many
sources, private pay, the Federal
government via medicare, Medicaid,
VA , USPHS, Military medicine,
research grants and others. States
provide via Medicaid, public health,
public and teaching hospitals and
others. Private insurance covered by
private and employer premiums is a
large part. Since this amount
already flows into the medicine by a
multitude of confusing, inefficient
and possibly dishonest methods, why
couldn't the same amount be
collected by other means and used to
finance a Medicare for all?
In America it would be very helpful
to look at other working systems.
The other systems have many problems
and surely are not perfect but their
bottom line concerning access,
longevity, neonatal mortality,
chronic illness, preventative
medicine, lower cost, absent
paperwork would seem to me to be
worthwhile, even if some misinformed
call it socialist. Health care is
too important to ration it based on
finances. These other countries base
it on medical need.
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